|"We're here about your credit rating!"|
So as not to leave you with with nothing, I'd like to throw out one quick link though: FOR THE LOVE OF GOD, PAY YOUR STUDENT LOANS!
For the majority of you who probably didn't bother following that link, allow me to quickly summarize:
A man with no criminal record and three small children at home at the time was roused from his bed, thrown onto the ground and handcuffed during a SWAT raid in search of what now? His estranged wife who had defaulted on her student loans. Unbelievably, the Department of Education is empowered to issue search warrants and call in SWAT teams for this kind of thing.